What we offer

Our services

Reliable Personal Loans for Working Malaysians

Personal Loan Matching

Get matched with suitable longer-term personal loans from licensed lenders, tailored to your salary and repayment capability.

Document Verification and Guidance

Our team assists you in preparing the required documents and ensures your details are verified for a smooth application.

Loan Consultation and Support

We provide transparent information on all available options and guide you through every step, from enquiry to loan signing.

Check eligibility

Do you qualify?

  • Malaysian citizen, aged 21–60
  • Full-time employment with payslip
  • Minimum monthly income: RM2,000
  • Based in Selangor or Kuala Lumpur
  • Able to provide 3 months’ payslips and MyKad

Not sure?

Submit your details — our local team will review your eligibility and get back to you.

Start Your Application

Your loan, one form away

Apply confidently with Pinjam Pilot and get matched to licensed lenders offering flexible, longer-term personal loans. Safe, secure, and designed for employees like you.

Start Your Application
No obligation 100% confidential Licensed lenders
Required loan disclosures

Representative example & loan terms

Representative exampleRM 10,000 over 36 months · 8.0% p.a.

Approx. RM 313/month · total repayable RM 11,268 (incl. fees). Representative APR 8.0%.

Repayment terms3 – 60 months

Minimum repayment period is over 60 days — this is a longer-term personal loan, not a short-term or payday loan.

Fees & chargesFully disclosed before you sign

No upfront fees. Every charge is shown in your loan agreement.

LicensingKPKT WL4729/10/01-11/081026 · SSM 200001016954 (519561-V)

Licensed money lender under the Moneylenders Act 1951. All loans are subject to eligibility, assessment and approval.

Figures are an illustrative representative example, not an offer or quote. Your actual loan amount, interest rate and repayment term are determined after assessment and are subject to approval.

Check Your Eligibility