Terms & Conditions

Pinjam Pilot is a lead-generation and matching service for licensed money lenders in Malaysia. We do not issue loans ourselves. By using this site, you acknowledge that all financing is subject to the lender’s independent assessment and terms. Loan tenure, amounts, and rates are determined at the discretion of the selected lender.

You must be a Malaysian citizen residing in Selangor or Kuala Lumpur, employed full-time with a verifiable monthly income, and able to provide recent payslips. All information submitted must be accurate and truthful. Misrepresentation may result in application rejection.

Required loan disclosures

Representative example & loan terms

Representative exampleRM 10,000 over 36 months · 8.0% p.a.

Approx. RM 313/month · total repayable RM 11,268 (incl. fees). Representative APR 8.0%.

Repayment terms3 – 60 months

Minimum repayment period is over 60 days — this is a longer-term personal loan, not a short-term or payday loan.

Fees & chargesFully disclosed before you sign

No upfront fees. Every charge is shown in your loan agreement.

LicensingKPKT WL4729/10/01-11/081026 · SSM 200001016954 (519561-V)

Licensed money lender under the Moneylenders Act 1951. All loans are subject to eligibility, assessment and approval.

Figures are an illustrative representative example, not an offer or quote. Your actual loan amount, interest rate and repayment term are determined after assessment and are subject to approval.

Check Your Eligibility